Student Loans
без държавна финансова подкрепа
Do you want to invest in your education or do you need funds to apply for internship or join a student work program aboard? The STUDENT LOAN by Central Cooperative Bank will help you implement your plans.
In the case of loans for participation in student brigades, the loan amount is up to BGN 5 000 or the equivalent in foreign currency, and the repayment period is up to 7 months.
Creditworthiness assessment fee (a one-off fee is charged when the loan is granted):
· 1% of the approved loan amount, min. BGN 58.67
· 0.5% of the amount of the approved loan, min. BGN 58.67, if the insurance "CCB Life +" or "CCB Accident" is taken out for the entire term of the loan with a single payment of the insurance premium
Creditworthiness analysis fee - for applicants with a net income of at least BGN 1 200:
· 0.50% of the approved loan amount, min. BGN 58.67
For loans in BGN: The annual percentage rate of charge is 6.54% for a loan of BGN 10,000, repayment term 5 years at an interest rate of 5.6% including a one-off creditworthiness analysis fee of 0.5% and a monthly card current account service fee of BGN 2.54. The interest rate is based on the basic reference rate for consumer loans (BRLR Pk) for the respective currency + surcharge. Total amount payable is BGN 11 690.82 and monthly instalment amount is BGN 191.47. See CCB's methodology for determining the APRC PC for consumer loans.
For loans in EUR: The annual percentage rate of charge is 6.56% for a loan of EUR 5,000, repayment term 5 years at an interest rate of 5.6% including a one-off creditworthiness analysis fee of 0.5% and a monthly card current account service fee of EUR 1.30. The interest rate is based on the basic reference rate for consumer loans (ORLR Pk) for the relevant currency + a surcharge. Total amount due EUR 5 847.18 and monthly instalment EUR 95.74. See CCB's methodology for setting the APR PPC for consumer loans.
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