Loan Active

Maximum amount of BGN 50 000 or its equivalent in EUR

Maximum term of 10 years

Preferential interest rate of 5.4% if your income is transferred on your bank account with CCB

Preferential interest rate of 4.5% for doctors and dentists

Creditworthiness analysis fee (a one-time fee is charged at the time of loan disbursement):

·         1% of the approved loan amount, min. BGN 58.67

·         0.5% of the loan amount, min. BGN 58.67, if the insurance "CCB Life +" or "CCB Accident" is taken out for the entire loan term with a single payment of the insurance premium

Creditworthiness analysis fee - for applicants with a net income of at least BGN 1 200:

·         0.50% of the approved loan amount, min. BGN 58.67

For loans in BGN: The annual percentage rate of charge is 5.30% for a loan of BGN 15,000, repayment term 5 years at an interest rate of 4.6% including a one-off creditworthiness analysis fee of 0.5% and a monthly card current account service fee of BGN 2.54. The interest rate is based on the basic reference rate for consumer loans (BRLR PC) for the respective currency + surcharge. Total amount due BGN 17 047.03 and monthly instalment amount BGN 280.33. See CCB's methodology for determining the APRC PC for consumer loans.

For loans in EUR. The interest rate is based on the basic reference rate for consumer loans (ORLR Pk) for the relevant currency + a surcharge. Total amount due EUR 8 525.42 and monthly instalment EUR 140.17. See CCB's methodology for determining the APRC PC for consumer loans.

·         Loan application as per the model of the Bank 180.07 KB Download

·         pdf Declaration of your spouse 145.45 KB Download 

·         pdf Reference of the guarantor 162.56 KB Download

·         pdf Declaration of the joint debtor