Central Cooperative Bank Mortgage Loan to current needs Opportunity
The loan is granted to finance current needs - repair and furnishing, education expenses, family events, medical treatment, etc., as well as for the purchase of real estate and refinancing of loans granted by other banks.
The Bank does not collect any fees for loan granting and management!
- Maximum amount of BGN 300 000 ot its equivalent it EUR
- Interest rate of 2.3%
- Maximum term of 25 years
Interest rate when the client’s responsibility is limited by means of the provision of collateral – 5% regardless of the loan currency
Fee for preparing a legal opinion - BGN 100 plus VAT
Fee for evaluation of the collateral – according to the Tariff of the licensed appraiser
Fee for preparing an application consent for the deletion of a mortgage - BGN 60 plus VAT
Fee for renegotiation at the initiative of the client – according to the Bank’s Tariff
Fee for collateral valuation – according to the tariff of the licensed appraiser
*Promotional conditions:
- on refinancing - no fee is due for the preparation of a legal opinion and for collateral valuation until 30.09.2022 and without a notary fee
The annual percentage rate is 2.53% in case of a loan in the amount of BGN 100 000, with a repayment term of 15 years with 2.4% interest rate (BRIRml + margin), and included fee for legal analysis of the collateral of BGN 100, fee for real estate evaluation of BGN 150, fee for preparing an application consent for the deletion of a mortgage of BGN 60, monthly fee for servicing a card checking account of BGN 2,50. The total due amount is BGN 119 932,57 the amount of the monthly installment is BGN 662,09. See the methodology for determining the BRIRml of CCB Plc.
ELIGIBILITY CONDITIONS
You have sufficient insurable earnings
You are employed under an open-ended employment contract
- You receive your income on an account with CCB
COLLATERAL
Fully finished and commissioned residential property
Lending rate
up to 80%- Deductables
minimum 10%
For additional information, call:
*5050 (Call charges are based on the tariffs and policies of the customer’s mobile operator. Calls to a short number may not be included in the free minute package for which CCB cannot be held responsible)
02/9266 500, as well as in all offices of Central Cooperative Bank.
Free property insurance at Armeec Insurance Company
Free debit card MasterCard Debit or Visa Electron
Possibility to issue a Visa CCB - Bulgaria Air credit card at preferential terms
