Loan Pensioners
“THE MIND NEVER RETIRES—IT’S ALWAYS LOOKING FOR NEW IDEAS.”
GET A “FOR PENSIONERS” PERSONAL LOAN FROM CENTRAL COOPERATIVE BANK AND BRING YOUR NEW IDEAS TO LIFE!
Important clarification!Upon the dual indication of the amounts in accordance with the Law on the Introduction of the Euro in the Republic of Bulgaria, the Bank presents the amounts in Euros with their respective indication in Levs, using the distinctive symbol (BGN). The indication in Euros and Levs has been made, using the official exchange rate 1 EUR = 1.95583 BGN.
- Maximum amount of EUR 10 000
- Maximum term of 7 years
- Interest rate 7.50% when transferring pension to a bank account
COLLATERAL
One guarantorloan up to EUR 2 500
Two guarantors
loan over EUR 2 500
Additional credit products for pensions over EUR 125
- If you receive your pension through a current account with the Bank, you can benefit from a favorable overdraft facility.
- You can also obtain an international MasterCard or Visa credit card, allowing you to shop without fees.
For loans in EUR:
The Annual Percentage Rate (APR) amounts 8.93% for a loan of EUR 2 500, with a repayment period of 5 years at an interest rate of 7.5% and a monthly account servicing fee of EUR 1.30 for a card payment account. The interest rate is based on the basic reference interest rate for consumer loans (ORLP Pk) for the relevant currency + interest rate margin. The total amount payable is EUR 3 083.72 with a monthly installment of EUR 50.10. Please refer to the methodology of CCB for determining ORLP Pk.
For loans in BGN:
The Annual Percentage Rate (APR) amounts 8.91% for a loan of BGN 5 000, with a repayment period of 5 years at an interest rate of 7.5% and a monthly account servicing fee of BGN 2.54 for a card payment account. The interest rate is based on the basic reference interest rate for consumer loans (ORLP Pk) for the relevant currency + interest rate margin. The total amount payable is BGN 6 163.80 with a monthly installment of BGN 100.19. Please refer to the methodology of CCB for determining ORLP Pk.
For additional information, please call:
*5050 (Call charges are based on the tariffs and policies of the customer’s mobile operator. Calls to a short number may not be included in the free minute package for which CCB cannot be held responsible)
02/9266 500, or visit any branch of Central Cooperative Bank.