Loan Pensioners

As a pensioner, you can take advantage of the preferential terms and conditions offered by Central Cooperative Bank on consumer loans.

The Bank does not collect any fees for loan absorption and management!

Maximum amount of BGN 20 000 or its equivalent in EUR

Maximum term of 7 years

Interest rate of 7.5% your income is transferred on your bank account with CCB

Creditworthiness analysis fee (one-time fee charged at loan origination)

·         1% of the approved loan amount, min. BGN 29.34

For loans in BGN: The annual percentage rate of charge is 9.37% for a loan of BGN 5,000, repayment term 5 years at a floating interest rate of 7.5% including a one-off creditworthiness analysis fee of 1% and a monthly card current account service fee of BGN 2.54. The interest rate is based on the basic reference rate for consumer loans (BRLR Pk) for the respective currency + surcharge. Total amount due BGN 6 213.83 and monthly instalment amount BGN 100.19. See CCB's methodology for determining the APR PP on consumer loans.

For loans in EUR: The annual percentage rate of charge is 9.40% for a loan of EUR 2,500, repayment term 5 years at a floating interest rate of 7.5% including a one-off credit analysis fee of 1% and a monthly card current account service fee of EUR 1.30. The interest rate is based on the basic reference rate for consumer loans (ORLR Pk) for the relevant currency + a surcharge. Total amount due EUR 3 108.72 and monthly

instalment EUR 50.10. See CCB's methodology for setting the APR PPC for consumer loans